Privacy Policy

Last Updated: April 28, 2026

1. Information We Collect

We collect the following categories of information:

A. Personal Information

• Name, email address, phone number
• Date of birth, address, and identity verification data
• Account credentials and profile information

B. Financial and Account Information

• Investment account data (holdings, balances, transactions)
• Linked financial accounts
• Payment details (processed by third-party providers)

C. Derivative and Usage Data

• IP address, device type, browser
• Log data, session activity
• Pages viewed and interactions

D. AI Interaction Data

• User prompts and interactions with Fortemax AI Copilot
• Portfolio queries and responses
• Behavioral signals used to improve recommendations

2. How We Use Your Information

We use your information to:

• Provide, operate, and maintain the Services
• Create and manage accounts
• Deliver investment insights, portfolio analysis, and recommendations
• Process transactions and subscriptions
• Communicate with you (updates, alerts, support)
• Improve product performance and user experience
• Comply with legal and regulatory obligations

3. AI and Automated Decision-Making Disclosure

Fortemax provides AI-powered features, including portfolio insights and recommendations.

4. How We Share Information

We do not sell personal information.

We may share information in the following situations:

A. Service Providers

With trusted third parties that provide:

• Payment processing
• Cloud hosting
• Analytics
• Identity verification

B. Financial and Broker Partners

Where required to:

• Execute transactions
• Provide custody or brokerage services

C. Legal and Regulatory Compliance

We may disclose information:

• To comply with applicable laws and regulations
• To respond to legal requests
• To prevent fraud or security threats

5. Data Security

We implement administrative, technical, and physical safeguards, including:

• Encryption (in transit and at rest)
• Access controls and authentication
• Monitoring and anomaly detection

Despite these measures, no system is completely secure.

6. Data Retention

We retain information:

• As long as necessary to provide services
• To comply with legal, regulatory, and audit requirements

Financial records may be retained in accordance with SEC/FINRA recordkeeping expectations.

7. Your Rights and Choices

You may:

• Access and update your account information
• Request deletion of personal data (subject to legal requirements)
• Opt out of marketing communications

8. Children's Privacy

Our Services are not intended for individuals under 13. We do not knowingly collect data from children under 13. If we become aware that we have collected such data, we will promptly delete it.

9. International Users

If you access Fortemax from outside the U.S., your information may be transferred to and processed in the United States.

10. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their privacy policies before providing any information.

11. Updates to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised "Last Updated" date. Your continued use of the Services after such changes constitutes your acceptance of the updated Policy.

12. Contact Information