Terms of Use

Please read these terms carefully before using Fortemax Invest

Last Updated: September 21, 2025

Important Notice

By accessing or using Fortemax Invest, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you are not authorized to access or use our platform.

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the Fortemax Invest platform ("Platform," "Service," "we," "us," or "our") provided by Fortemax Technologies LLC. By creating an account, accessing, or using our Platform, you represent that:

• You are at least 18 years of age or the age of majority in your jurisdiction

• You have the legal capacity to enter into binding agreements

• All information you provide is accurate, complete, and current

• You will comply with all applicable laws and regulations

2. Platform Description

Fortemax Invest is an automated investing platform that provides:

• Portfolio management tools and automated rebalancing

• Integration with third-party brokers (including Alpaca Markets)

• Algorithmic trading strategies through Lumibot framework

• Risk management and performance analytics

• Educational resources and market insights

Investment Risk Disclosure

IMPORTANT: All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Automated trading strategies may not perform as expected and can result in significant losses. You should carefully consider your investment objectives, risk tolerance, and financial situation before using our Platform.

3. Account Registration and Security

To use our Platform, you must create an account and provide accurate information. You are responsible for:

• Maintaining the confidentiality of your login credentials

• All activities that occur under your account

• Immediately notifying us of any unauthorized access

• Providing accurate and up-to-date information

• Complying with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements

4. Third-Party Broker Integration

Our Platform integrates with third-party brokers, including Alpaca Markets. By using these integrations:

• You acknowledge that transactions are executed through the third-party broker

• You agree to comply with the broker's terms of service and regulations

• You understand that we do not hold or custody your securities or funds

• You authorize us to access your account information as needed for Platform functionality

• You acknowledge that broker connectivity may be subject to interruptions

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Market manipulation, insider trading, or other illegal trading practices

• Attempting to circumvent Platform security measures

• Using the Platform for money laundering or other illegal activities

• Reverse engineering, decompiling, or attempting to extract source code

• Sharing your account credentials with unauthorized parties

• Using automated scripts to abuse Platform functionality

• Providing false or misleading information

6. Investment Advisory Services

Unless otherwise stated, we are not providing investment advisory services. Our Platform:

• Provides tools for automated portfolio management

• Does not constitute personalized investment advice

• Should not be relied upon as the sole basis for investment decisions

• May include educational content for informational purposes only

• Users should consult with qualified financial advisors for personalized advice

7. Intellectual Property

The Platform and its content are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Platform. You acknowledge that:

• We retain all rights, title, and interest in the Platform

• You may not copy, modify, or distribute our proprietary content

• Any feedback you provide may be used to improve our services

• Third-party content is subject to separate licensing terms

8. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our Platform, you consent to the data practices described in our Privacy Policy.

9. Disclaimers and Limitation of Liability

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We shall not be liable for:

• Investment losses or poor performance of automated strategies

• Technical interruptions, system downtime, or connectivity issues

• Actions or omissions of third-party brokers or service providers

• Market volatility, force majeure events, or regulatory changes

• Indirect, incidental, consequential, or punitive damages

10. Indemnification

You agree to indemnify and hold harmless Fortemax Invest, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of the Platform

• Your violation of these Terms

• Your violation of applicable laws or regulations

• Your investment decisions and trading activities

11. Termination

We may terminate or suspend your access to the Platform at any time, with or without notice, for:

• Violation of these Terms

• Suspected fraudulent or illegal activity

• Extended periods of inactivity

• Regulatory requirements or business reasons

Upon termination, your right to use the Platform will cease immediately. Provisions that by their nature should survive termination will remain in effect.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our Platform and updating the "Last Updated" date. Your continued use of the Platform after such changes constitutes acceptance of the new Terms.

14. Contact Information

If you have questions about these Terms, please contact us at:

Fortemax Technologies LLC
Email: legal@fortemax.com
Address: [Your Company Address]

By using Fortemax Invest, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

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